Posted: 11/21/2024
Personal Injury Motor Vehicle Accident Safety
In recent years, Montana has seen a concerning rise in the number of uninsured motorists. As of 2022, approximately 14% of drivers were uninsured. This means that one in seven drivers on Montana's roads may not have the necessary insurance coverage to compensate you in the event of an accident.
Year | Percent |
---|---|
2017 | 11.6% |
2018 | 11.5% |
2019 | 11.1% |
2020 | 13.9% |
2021 | 14.2% |
2022 | 14.0% |
Driving without insurance is not only illegal but also incredibly dangerous. If you're involved in a motor vehicle accident with an uninsured driver, you could be left responsible for significant medical bills, property damage, and lost wages. Without adequate insurance coverage, you may struggle to recover the compensation you deserve.
To safeguard yourself from the financial burden of an accident caused by an uninsured or underinsured driver, it's crucial to have Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage.
To legally drive in Montana, you must carry the following minimum liability insurance coverage:
While these minimum coverage limits are required by law, they may not be sufficient to cover all potential costs associated with an accident. It's advisable to consider increasing your coverage limits to better protect yourself and your family.
Remember: Driving without insurance is not only irresponsible but also a significant risk to yourself and others on the road. Protect yourself and your loved ones by ensuring you have adequate insurance coverage.
By taking these steps, you can ensure that you're financially protected in the event of an accident, regardless of the other driver's insurance status.
If you are involved in a motor vehicle accident and seriously injured, our Montana car accident lawyers are available to help. We have a winning track record of guiding our clients through an accident, and we take pride in helping our fellow Montanan's. Contact us for a free initial consultation and stay safe while driving!
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